Adjútor from Lendsqr
API ReferenceLendsqr
  • Introduction
    • Overview
    • Getting Started
    • Test and Live mode
    • Making your first API call
    • Webhooks
  • Authentication
    • Authentication Type
    • Generating your API key
  • USE CASES
    • Introduction
    • Loan repayment with Direct Debit
    • Corporate Cash and Treasury Management
    • Buy Now Pay Later (BNPL)
    • Embedded Credit/ Finance
    • Loan scoring/ Credit scoring
    • Customer Validation
    • Implementing GSI with Direct Debit
  • Adjutor API Endpoints
    • Oraculi Mobile SDK (Beta)
      • Installing the SDK
      • The Oraculi SDK data journey
    • Validation
      • Bank Verification Number
      • Bank Account Verification
      • Karma Lookup
      • Ecosystem Lookup
    • Decisioning
      • Decision Model Lookup
      • Oraculi scoring
    • Credit Bureaus
    • Direct Debit
      • How Direct Debit works
      • The Direct Debit process
      • Understanding Mandate Statuses
    • Embedded Loans and Payments
    • Platform Data
      • Data for Lenders
      • Operational Services
    • Transactions and Balances with Kolo
      • Initializing Authorization
      • Using your access token
      • Permission Scopes
    • Core Services
  • ADDITIONAL INFORMATION
    • FAQs
    • Getting Support
    • Pricing
    • Glossary
Powered by GitBook
On this page
  • What is Adjutor?
  • About Adjutor API service
  • Want to jump right in?

Was this helpful?

  1. Introduction

Overview

What is Adjutor?

Lendsqr is a lending-as-a-Service (LaaS) platform helping lenders to launch their lending business quickly, cost-effectively, and at scale. Having acquired a robust knowledge of the pains of lenders and developed bespoke algorithms that solve these problems, Lendsqr is offering a subset of its services as APIs to organizations/external lenders who have their own existing apps and services and would rather build their own technology stack.

This API service is called Adjútor, meaning helper, in Latin.

About Adjutor API service

Adjútor is the Lendsqr API service that provides APIs for lenders and other fintech companies to assist them in confirming the identity of their customers/businesses, identifying blacklisted debtors, making quick, easy and cost-effective decisions during loan decision processes as well as collections using direct debit.

Important note

The Nigerian data privacy law requires that information for users must be gotten with clear consent. As part of the sign-on process for Lendsqr, you must certify that you have gotten clear and explicit consent from users before their information is accessed. Where a breach has occurred, you would be 100% liable.

Furthermore, you must be licensed as a lender to use these services and your evidence of being licensed would be required before you are granted access to these APIs

What Adjútor is not

  1. It is not a credit bureau.

  2. It is not a lender or a payments service.

Want to jump right in?

Let's get you set up and ready to make better decisions.

NextGetting Started

Last updated 9 months ago

Was this helpful?

Explore the developer documentation of Adjutor

Explore all of Adjutor API use cases and more.

Explore all of Adjutor API services

API Reference
Use Cases
API Endpoints